How Much Does a Professional In-Home Caregiver Cost?

Today, there are close to 350,000 professional home caregivers (health aides or homemakers) providing hands-on and hands-off personal care to older and infirmed Americans. These home caregivers service a portion of the 89% of people age 50 and older that prefer to remain in their homes indefinitely as they age.

What Care is Provided by Home Caregivers?

Home care focuses on helping seniors with day-to-day activities for general life maintenance, including:

  • Companionship
  • Personal Services
  • Alzheimer’s or Other Dementia Care
  • Transitional Care Services
  • Hospice Support

Licensed home health aides provide hands-on personal care, but not medical care. On the other hand, licensed homemakers provide hands-off care. such as helping with cooking and running errands. Often referred to as “Personal Care Assistants”, this type of professional care will range in cost by location, services required, time of day, and many other factors.

How Much Does a Home Caregiver Cost?

The average hourly cost of one home health aide is $21, according to Mass Mutual. A regular 40-hour a week support schedule would bring that total to about $840 per week, $3,360 a month, and $40,320 a year.

Across the country in metropolitan areas the cost can, on average, reach more than $30. At that rate, the annual cost can reach $62,400. In non-metropolitan areas the average hourly cost can reach more than $50 in some instances, which is an annual cost of $104,000. The state-to-state and city-to-city fluctuation of cost is very important to research for your particular area.

A homemaker’s average national cost is $1 less than a health aide at $20. In some instances, in-home care could include both a homemaker and a health aide, which at the average cost for full-time care is more than $80,000 a year. These costs do not yet include medical care, medication, walking aides, home renovations, and general supplies.

What Can Impact the Cost for a Home Caregiver?

There are numerous factors that can impact costs associated with contracting home caregivers. The following are the most common:

  • The time of day: Providing services in the evenings, weekends, and holidays can increase the hourly rate charged.
  • Additional services provided: If extra services are provided beyond the scope of work, the hourly rate may increase.
  • Additional events: If there are additional events outside of the typical day-to-day activities that the caregiver must attend the hourly rate may increase.
  • Change in location: If the location of the in-home care changes (to a different home or event location) the hourly rate may increase.

The cost of a home caregiver will vary from state-to-state and by services needed. After reading this article think about the following:

  • What services will your parent or loved one need as they get older?
  • What is the budget for home care?
  • How much of the day/week will he/she need home care?

Answer these questions and use the information above to estimate the cost of a home caregiver. With this information you are prepared to make the necessary decisions about what type of care your parent or loved one will need.

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