Did you know that 70 percent of people who reach age 65 will need Long-Term Care services at some point in their lives? Long-term care insurance (LTCi) provides benefits for those with functional or cognitive impairment (read more about LTCi here). By purchasing a long-term care policy you will pay to receive benefits (or reimbursement) for the long-term care costs. We profiled the top ten LTCi companies in a previous post (click here to read) and offer a more descriptive summary of the services and support provided by GoldenCare below.
Long-Term Care Insurance Company Profile: GoldenCare
GoldenCare, also known as National Independent Brokers, Inc., Long-Term Care Specialists work one-on-one to educate you on all of your coverage options and to help guide you in your LTC planning. The tagline for GoldenCare is: planning today for a secure tomorrow. All of their products are hand-selected to meet this mission of planning for tomorrow’s unexpected needs and pulls from top-rated carriers in the long-term care insurance industry. As an insurance broker, GoldenCare is able to save you time and money by being your go to source to obtain quotes from many LTCi companies including (but not limited to): Mutual of Omaha, Genworth, Transamerica, National Guardian Life, and United Security
Experience is a staple of GoldenCare’s expert support. The LTC specialists have more than 40 years’ experience in long-term care insurance. The experience of the more than 10,000 GoldenCare independent agents service various areas including Long-Term Care, Medicare Advantage and Medicare Supplement. In addition to long-term care, the products offered by GoldenCare include:
Critical Care Plans: A Critical Care cash benefit, paid on diagnosis of major health conditions listed in your policy, has no restrictions.
Medicare Options: Private insurance plans to help you with medical expenses not covered by Medicare’s Part A & B.
Prescription Drug Plans: Private insurance plan to help you pay for your prescription drugs while on Medicare. Known as Medicare Prescription Drug Plans (PDP) or “Part D”.
Life Insurance: A Life Insurance policy protects your family from the strain of final expenses, paying off a mortgage, debts, a child’s educations and more.
Final Expense: Affordable relatively inexpensive insurance plan that can provide thousands of dollars to help take care of your final expenses. Added benefits can also cover any outstanding medical bills or debts that you may leave behind and any excess funds will be paid to the beneficiary.
Annuities: Insurance product designed to pay out a steady income after the accumulation phase and is often used as a retirement strategy. There are many Annuity options available to choose from.
Identity Theft: Monitors your identity from every angle, not just your Social Security number, credit cards and bank accounts. They also ensure everything connected to you is safe, Medical Identity, Passports and even your social media accounts. If any change in your status occurs, you receive an email update immediately.
GoldenCare Company Information
Year founded: 1976
Headquarters: Minneapolis, MN
Consumer Affairs Rating: 4.8 stars based on 41 ratings submitted last year on ConsumerAffairs.com
Better Business Bureau Rating: A+ rating from BBB.org
Mission: GoldenCare USA confidently looks forward to continued innovation and exceptional growth. Our mission is to provide quality long-term care solutions and insurance protection to both agents and consumers at the lowest possible cost, with the highest level of service. As specialists in the long-term care industry, we make it our priority to educate and inform you with the information you need in order to help you make the right decision when planning for you and your family’s future care needs.
It is a priority of GoldenCare to help you make the best decision for you and your aging loved ones by providing critical information before a crisis can occur. The information, as well as finding the best insurance options, is only possible because GoldenCare represents numerous carriers in the Long-Term Care industry. The variety of carriers and expertise of GoldenCare will meet your needs from in-home care to a facility in needed. Check out their website and read reviews in more detail to find out if it is the right fit for you.
10700 Old County Rd. 15
Plymouth, MN 55441