We know that long-term care insurance is complicated. It is important to take your time to understand its benefits and the best insurance company to work with. Long-term care insurance (LTCi) provides benefits for those with functional or cognitive impairment (read more about LTCi here). By purchasing a long-term care policy, you will pay to receive benefits (or reimbursement) for the long-term care costs. We profiled the top ten LTCi companies in a previous post (click here to read) and offer a more descriptive summary of the services and support provided by LTC Financial Solutions, LLC below.
Long-Term Care Insurance Company Profile: LTC Financial Solutions
LTC Financial Solutions, founded in 2003, offers an online long-term care insurance marketplace. This brings you in direct contact with an insurance specialist. You will get to interact, discuss and plan for your LTCi needs. Take for example the following customer review of a specialist, “I discovered that LTC insurance was a complex product going through marketplace changes. My local insurance agent and financial advisor did not seem to be experts in this area. I was looking for someone with expertise and up-to-date knowledge in this very unique insurance area, as well as someone who could work with a variety of companies and products. I found all of this with Michelle. We talked extensively on the phone as she answered all my questions and helped my wife and I decide on a plan. Michelle worked very hard for us and was in regular communication via phone and email. Michelle was indeed, everything I was looking for.”
The insurance specialists have more than 65 years of combined experience in the LTCi industry. This experience leads to personalized, high-quality advice that delivers a high level of expertise in: LTC policies, valuable insurance information, and products that are affordable and easy to understand.
Services and programs available to you:
- Brokerage Services
- Investment Planning
- Retirement Planning
- Financial Services
- Long Term Care Insurance
- Educational planning
- Long Term Planning
- Asset Management
- Financial Services
LTC Financial Solutions summarizes the Long-Term Care insurance benefits as:
- Protects your assets -prevents spend down and avoidance of Medicaid (medical welfare)
- Preserves your Independence – dependency on family that may be responsible for your care is no longer a concern.
- Tax Deductible – your premiums may be tax-deductible, benefits are tax-free
- Access to Care – provides a coherent strategy for your caregivers to follow.
- Life Savings – are freed up to spend or disburse at your discretion.
- Investments – can stay in the market and avoid a forced sale.
- Comprehensive Plans – focuses on home care, or facilities if you choose
LTC Financial Solutions Company Information
Headquarters: Tampa, FL
Consumer’s Advocate Rating: 4.7 stars
Better Business Bureau Rating: A+ (source)
LTC Financial Solutions, LLC is composed of long-term care specialists with over 65 years of experience. LTC Financial Solutions, LLC specialists make searching for long-term care insurance easier by assisting clients to find long-term care solutions that are tailored to their needs. It educates clients about the benefits of long-term care insurance and helps them find a plan that matches their budget.
5471 W. Waters Ave.
Tampa, FL 33634